Hi everyone!
I had my mortgage through Chase - we had no choice but to use them until the building hit 50% sold. After that, people were able to shop around for a lender. I was not very happy with Chase either, noob - the guy was very nice but his assistant was a total flake. And there was a screw-up with my rate lock that ended up raising my rate by a half-percentage point, but that's a confusing story I won't go into here (and it was half my fault, half theirs).
My appraisal was for the exact same price I paid for the apartment. I don't think anyone has to worry about a lower appraisal. But I'm not sure what article from DNAinfo you are discussing. Totally unrelated, but I don't understand why streeteasy shows that I paid more for the apartment than I really did.
MrPlaza, I'm sorry to hear about your delay!
I'm still having some new-owner issues - I've come home 3 times now to find my front door wide open even though I locked it before I left. Something is just not catching properly and when a door slams elsewhere it pops my door open. Thank god my neighbors are trustworthy! But now it's yet another thing I have to complain about. I still haven't heard back about my dishwasher (which I think was installed improperly) and they are supposed to come sand my counters but it's been another two weeks of radio silence. Time for another passive aggressive email!
But just so I'm not full of complaints when I post here: I love that every single light has a dimmer (except the foyer) - even the lights under the kitchen cabinets. My new neighbors are really nice. The guy who moved in upstairs around the same time I did is very quiet and I can rarely even hear him walking. It's not as hot as my former apartment, thank god. And the best part - there is SO MUCH LESS STREET NOISE on 74th compared to 73rd. It has really affected my quality of life for the better.